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Free Couples Retirement Alignment Quiz

Before You Begin

This assessment covers the 5 key areas where couples planning to retire in 5 years are most likely to be misaligned. Answer honestly — there are no right or wrong answers.

🗓
Retirement timeline
💰
Income & savings
🏡
Lifestyle vision
🏥
Healthcare planning
📋
Estate & legacy

We recommend each partner answer independently, then compare results together.

Click the button below to start.

Start

Question 1 of 8

At what age do you expect fully retire?

A

Before 60 - we want to retire early

B

Between 60–63 — around the traditional window

C

Between 64–67 — closer to Medicare / full Social Security age

D

68 or later — I plan to work as long as possible

Question 2 of 8

Do you and your spouse plan to retire at the same time?

A

Yes — we’ve agreed to retire together

B

Probably, but we haven’t firmly decided

C

No — one of us will retire first

D

We’ve never actually discussed this

Question 3 of 8

How confident are you that you both agree on how much money you'll need in retirement?

A

Very confident — we’ve calculated a specific number together

B

Somewhat confident — we have a general ballpark in mind

C

Not very confident — we’ve talked about it but don’t agree

D

Not at all — we honestly have no idea

Question 4 of 8

When do you plan to claim social security benefits?

A

We’ve analyzed our options together and have a strategy

B

We’ll likely wait until full retirement age or later

C

We’ll probably claim as soon as we can at 62

D

We haven’t thought about this yet

Question 5 of 8

How would you describe your vision for daily life in retirement?

A

We’ve talked in detail and have a shared, clear vision

B

We broadly agree but haven’t worked out the specifics

C

We have different ideas but assume we’ll figure it out

D

We haven’t really discussed what retirement will look like

Question 6 of 8

Have you and your spouse estimated how much you'll spend on healthcare in retirement?

A

Yes — it’s built into our retirement plan

B

We’ve thought about it but don’t have a specific number

C

We’re counting on Medicare to cover most of it

D

We haven’t factored healthcare costs in at all

Question 7 of 8

Do you and your spouse have up-to-date estate planning in place?

A

Yes — all documents are current and reviewed recently

B

We have some documents but they need updating

C

We have basic documents but nothing comprehensive

D

We don’t have these in place yet

Question 8 of 8

When did you and your spouse last sit down together - specifically to talk about your retirement plan?

A

Within the last 3 months — we talk about it regularly

B

Within the last year — we’ve had some conversations

C

A few years ago — it’s been a while

D

We haven’t had a real retirement conversation yet

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